How is My Tangram compensated?
In accordance with our value of Radical Honesty, we practice total transparency. Our model is based on standard brokerage commissions in Switzerland. Unlike traditional banks, we do not collect any hidden fees.
Everything is detailed in our letter of engagement before each intervention.
Do you work with all pension funds in Switzerland?
Yes and no. Our independence is the foundation of our expertise. We have analyzed and then selected the best market players to offer you the solutions that suit you, whether for LPP splitting or tax optimization of your pension.
But we cannot reasonably work with the 140 vested benefit institutions and the 200 that offer a 3rd pillar.
I am a cross-border worker/expatriate; are your services suitable for me?
Absolutely. Cross-border wealth engineering is one of our specialties.
We master the tax and social security specificities related to agreements between Switzerland and neighboring countries to optimize your overall situation.
What is the minimum amount required to benefit from your support?
At My Tangram, we prioritize the complexity of the file and the long-term vision rather than the volume of assets.
Whether you are a young entrepreneur or at the end of your career, we intervene as soon as our expertise can bring measurable added value to your wealth.
Can I read your articles in my mother tongue?
Yes, we are a resolutely Swiss organization.
We publish our analyses and advice in the 3 national languages (French, German, Italian) as well as in English and Spanish to support our international clientele.
Why use My Tangram rather than going directly through my bank?
A bank will only offer you its own products.
At My Tangram, we operate like architects: we select the best materials from across the entire Swiss market. Our vision is global (taxation, pension, estates) where a bank is often compartmentalized by product.
How do you guarantee the security of my data?
Confidentiality is the DNA of Swiss financial consulting. All your data is hosted on secure servers in Switzerland.
We strictly apply the FADP (Federal Act on Data Protection) and our information exchange processes are encrypted to guarantee absolute discretion.
Is it too late to optimize my retirement if I am over 50?
On the contrary, it is often the most strategic period.
Between 50 and 65, the optimization levers (LPP/BVG buy-ins, planning lump-sum withdrawal vs. annuity, tax optimization) are at their most powerful. We help you simulate different scenarios to maximize your purchasing power in retirement.
Do you offer remote consultations?
Yes. To adapt to your schedule and location, we offer video conference appointments using secure tools.
How does the first meeting work?
The initial contact is a non-binding phase of mutual discovery.
The goal is to understand your current situation, your objectives, and to evaluate if our ‘Tangram’ approach is the most relevant for you. Following this exchange, we will provide you with a clear and detailed proposal of intervention.
Your situation is unique.
So is our response.
An FAQ can never replace a human conversation about issues as personal as your wealth. Whether you have a specific question or need a comprehensive audit, we are here to provide the clarity you are looking for.
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